s2scrm asked:


Collectors pay top dollar for cars made in the 20s.

Back then automakers took pride in their product.

Now, anybody driving a car more than 10 years old doesn’t want to invest a dime in it because it’s virtually worthless on the used car market.

These days, filling the tank of a 10 year old car doubles its value!

And does it seem like we’re getting raped when we pay the money for what we believe is quality, but the car doesn’t end up lasting any longer than a Yugo?

Am I the only one that feels rage about the poor quality & workmanship and the high prices we’re forced to pay because of government mandated bumpers, lights, gismos, gatdgets, bells & whistles?

Rashmi

PAL P asked:


I am planning a trip and need to rent a car at my destination. I have several car companies that are willing to rent a car to me, though I’m 19, but they require full coverage car insurance, which makes sense, but the problem is I just have PLPD insurance. Is there a way I can temporarily purchase full coverage insurance from my car insurance company or what other options do I have for renting this car? Thanks!

Donella

anonymous asked:


Last weekend I was out looking to buy a new car - a Holden Calais 60th anniversary edition in fact. I had been to a few dealerships and finally made a decision to buy. The salesman asked whether I had pre-arranged a new car loan. I hadn’t done so and as a result I was ushered into the office and bombarded with a whole heap of numbers relating to a proposed new car loan. What I couldn’t understand was how instead of telling me an interest rate the dealer focused on the monthly installment and making sure I was happy with that. He juggled around with the residual value so that the new car loan amount was reduced when I indicated that I would struggle with the new car loan payments he first calculated. It’s funny how when you are considering a new car loan all you want is..to take delivery!! You don’t often take the time to run the numbers and actually establish just what interest you are paying. I decided to contact my mortgage broker - he had looked after me when I had recently applied for a cheap home loan and at the time had said he could also help with a new car loan if I was ever in the market. I am always astounded at the level of knowledge of my mortgage broker. He has his finger on the pulse - not just with mortgage finance but also with new car finance. He knows who is in the market, what their terms and conditions are, who is offering the best rate… why a new car loan with Lender A might be better than a new car loan with Lender B even though the monthly installment due with Lender B is lower than the new car loan repayment with Lender A. What really surprised me was threat my mortgage broker was also able to source me the identical car at a lower price. It seems that some mortgage brokers and lease brokers have arrangements in place with car dealerships whereby they can get the car cheaper. This is apparently because car dealerships often have a bonus structure operating and if a certain volume of cars are sold within a month then the bonus kicks in from the manufacturer. If say a car dealer needs to sell 30 cars in the month and coming in to the end of that month he is sitting at 28 cars then the bonus amount he will lose if he does not reach his volume target will be significantly higher than the amount by which he could discount the sale price to you. This guy is not worrying about the new car loan he just wants to ensure the target is reached. He’ll worry about the new car loan once he has secured the deal with you. As a random buyer you are not aware of these statistics but where a mortgage broker or lease broker deals with new car finance they will often know where the car dealership’s sales are at and whether the timing might be right to negotiate a good deal. I ended up a very happy chappie because I obtained a new car at a lower price with a new car loan that really suited me well.

Last weekend I was out looking to buy a new car - a Holden Calais 60th anniversary edition in fact. I had been to a few dealerships and finally made a decision to buy. The salesman asked whether I had pre-arranged a new car loan. I hadn’t done so and as a result I was ushered into the office and bombarded with a whole heap of numbers relating to a proposed new car loan. What I couldn’t understand was how instead of telling me an interest rate the dealer focused on the monthly installment and making sure I was happy with that. He juggled around with the residual value so that the new car loan amount was reduced when I indicated that I would struggle with the new car loan payments he first calculated. It’s funny how when you are considering a new car loan all you want is..to take delivery!! You don’t often take the time to run the numbers and actually establish just what interest you are paying. I decided to contact my mortgage broker - he had looked after me when I had recently applied for a cheap home loan and at the time had said he could also help with a new car loan if I was ever in the market. I am always astounded at the level of knowledge of my mortgage broker. He has his finger on the pulse - not just with mortgage finance but also with new car finance. He knows who is in the market, what their terms and conditions are, who is offering the best rate… why a new car loan with Lender A might be better than a new car loan with Lender B even though the monthly installment due with Lender B is lower than the new car loan repayment with Lender A. What really surprised me was threat my mortgage broker was also able to source me the identical car at a lower price. It seems that some mortgage brokers and lease brokers have arrangements in place with car dealerships whereby they can get the car cheaper. This is apparently because car dealerships often have a bonus structure operating and if a certain volume of cars are sold within a month then the bonus kicks in from the manufacturer. If say a car dealer needs to sell 30 cars in the month and coming in to the end of that month he is sitting at 28 cars then the bonus amount he will lose if he does not reach his volume target will be significantly higher than the amount by which he could discount the sale price to you. This guy is not worrying about the new car loan he just wants to ensure the target is reached. He’ll worry about the new car loan once he has secured the deal with you. As a random buyer you are not aware of these statistics but where a mortgage broker or lease broker deals with new car finance they will often know where the car dealership’s sales are at and whether the timing might be right to negotiate a good deal. I ended up a very happy chappie because I obtained a new car at a lower price with a new car loan that really suited me well.



Haruko

mat_ll asked:


I recently changed cars and I also transferred the car floor mats. However It is too long for the car as it goes under the pedels, it seems to mean I have a lot less acceleration. Could it also affect the brake - and therefore be dangerous?
Is it worth cutting the mat or even replacing it?

Zhengyu

Lizzy K asked:


What car is good for converting to an electric car?
I’m interested in a car that is lightweight, has a manual transmission, and has room for batteries. I’m trying to convert a gas car to an electric car, and I need one that is light, has manual transmission, room for batteries, etc, etc. Has anyone done that and has advice/know a good car for it? I have a limited price range, and I need a relatively cheap car for it. Any suggestions? Thanks.

Wassim

Michael L asked:


My daughter is currently driving a car, and has been driving a car, for the past two years where the car’s registration is under my name. Based on her actions from receiving notice of a parking ticket, I suspect she has received other tickets and infractions with my registration. Is there any way to perform a check on my car’s registration to see if this has occured?

Cherry

cmickeygirl asked:


I have been with out my car for more than 2.5 months the repair shop keep doing a miss and miss, cause to call it a hit and miss would be lying. To this day the car is not running. Now to release my car it will cost me over $600 for repairs I didn’t tell them to make on my car. Since I have a new car I really don’t care if it sits there for a lifetime, but can they sale my car parts without having title to the car? And I am responsible for the repair cost that I didn’t authorized them to do?
I have been with out my car for more than 2.5 months the repair shop keep doing a miss and miss, cause to call it a hit and miss would be lying. To this day the car is not running. Now to release my car it will cost me over $600 for repairs I didn’t tell them to make on my car. Since I have a new car I really don’t care if it sits there for a lifetime, but can they sale my car parts without having title to the car? And I am responsible for the repair cost that I didn’t authorized them to do?
I live in Louisiana.

Rhodie

Sher asked:


I recently lost my job and have not yet found a new job. I owe approximately $6,000 on an $18,000 car loan. Does anyone know the law regarding repossessing. I was just wondering how many payments I could legally miss before losing my car?

Kessiah

Jay Gaulard asked:


With the fast depreciation of new vehicles, the wise car buyer will shop for a used car rather than a brand new one. If you are in the market for a new used car, you need to know what to do to avoid buying a lemon or paying way too much for a vehicle. After all, just because a car is used doesn’t mean that it can’t be a great vehicle for a great price!

Where to Find Cars for Sale

You can find cars for sale a variety of places. Almost all dealerships have some used cars available that they received as trade-ins, even if they specialize in selling new vehicles. You can also buy directly from a car’s owner. Check newspaper and online classifieds to find cars that are currently for sale. Keep your eyes open as you drive around town to see cars that have for sale signs in their windows.

You will probably see some cars parked along the side of the road for sale. These are often for sale by individuals who fix up cars and then resell them for profit. You can sometimes get a good deal on one of these cars, but make sure you do your research before buying one. It could have a problem that the seller is hiding or does not know about.

Figuring the Car’s Value

You do not want to buy the cheapest car on the market. Extremely low prices usually are there for a reason. What you want is to find a good deal, which means a good car that is priced at the low end of what it is worth. Remember, a cheap car is likely to need costly repairs in the near future.

How can you know how much a car is worth? One resource to use to check a car’s value is Kelley Blue Book. This online resource allows you to search using the car’s make, model, year, and condition. It will show you the average selling price for cars similar to the one you are considering. Look for a car in the middle to low end of the price range shown. Keep in mind that cars priced well below the value may have an underlying problem that you cannot see when you take them for a test drive.

Decide the Type of Car You Want

The type of car you want will depend on many different factors. If you have children or anticipate having children in the near future, make sure that you choose a vehicle that has enough room in the back seat for a car seat. Many compact vehicles do not accommodate rear-facing car seats, even though they have a back seat.

You will need to decide how important fuel economy is. A large SUV will have enough room for your children’s seats, but it is going to drink gas. If you intend to drive the vehicle long distances on a regular basis, you need something a little more fuel-efficient.

As you consider the type of car you want, be sure to consider how much the insurance will be. Car insurance providers charge different rates for various vehicles based on their safety ratings and overall crash histories. Talk to your insurance provider about the rates on the different vehicles you are considering. You will find that two vehicles with very similar features will have very different insurance rates.

Mileage and Age Considerations

As you search through the classifieds for your next used car, make sure you pay attention to the mileage on the vehicle. A car with more than 155,000 miles is not going to last long. However, a car with low mileage may not be a good idea either if the car was driven poorly. Find out from the buyer what percentage of the miles were highway miles if you can. Highway driving is not hard no a car’s engine. If a car with high mileage was driven on a long commute over the highway, the engine will be in better shape than a car with low mileage that was driven by a “soccer mom” around town to the kids’ activities.

You also want to consider the age of a car. Cars, no matter what type they are, do not age well. A car that is more than ten years old is going to take your hard earned money over and over for costly repairs. Even if the car was rarely driven, it can still have worn out parts simply because the parts are old. If you need a bargain, shop for a car that is five or six years old.

The Purchase Process

Once you find a car that you like, run a vehicle history report on it. You can also ask the seller if you can take it to a trusted mechanic to get checked out. These two steps will help you avoid purchasing a car with hidden problems.

If you are satisfied that the car is right for you, be sure that you negotiate the price. Most buyers are willing to take a few thousand less than they have priced the car. Dealers always price the car higher than what they must sell it for, so do not be afraid to make a lower offer. Keep the attitude that you have many other cars to choose from, and you will be able to get a lower price.

Once a price has been agreed to, you will need to pay for the car. If you are using a loan, get a check from your bank that you can use to buy the vehicle. The title will then be transferred to you. If you are buying from a dealership, the dealer will probably handle the legal aspect of the title transfer. If you are buying from a private seller, you will have to follow the rules of your local DMV to transfer the title from the seller’s name to your name. You will be required to show proof of insurance before you can transfer the title, so be sure that you add the car to your insurance policy as soon as you have purchased it.



Huyen

moilolita asked:


You know how the volkswagen has a V inside a W as its representation, well this car had a cross as its symbol. Anyone know what car im talking about (also im pretty sure its an expensive car)

Katine